[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.scrs.cz\/hypoteka-bez-dolozeni-prijmu\/#Article","mainEntityOfPage":"https:\/\/www.scrs.cz\/hypoteka-bez-dolozeni-prijmu\/","headline":"Hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu","name":"Hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu","description":"Kdy\u017e se \u0159ekne hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu, v\u011bt\u0161ina lid\u00ed si mysl\u00ed, \u017ee se jedn\u00e1 o finan\u010dn\u00ed mo\u017enost, kde nebudete dokazovat v\u00fd\u0161i sv\u00e9ho v\u00fdd\u011blku. Jenom\u017ee opak je pravdou. Tato slova jsou jedna z nejhledan\u011bj\u0161\u00ed a nejb\u011b\u017en\u011bj\u0161\u00edch, pokud se budeme bavit o \u00fav\u011brech. Proto tyto n\u00e1zvy st\u00e1le je\u0161t\u011b na internetu m\u016f\u017eete naj\u00edt. Jsou naprosto b\u011b\u017en\u00e1 a st\u00e1le","datePublished":"2019-09-17","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.scrs.cz\/author\/#Person","name":"","url":"https:\/\/www.scrs.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"scrs.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.scrs.cz\/wp-content\/uploads\/img_a340784_w3185_t1553679525.jpg","url":"https:\/\/www.scrs.cz\/wp-content\/uploads\/img_a340784_w3185_t1553679525.jpg","height":0,"width":0},"url":"https:\/\/www.scrs.cz\/hypoteka-bez-dolozeni-prijmu\/","about":["Finance"],"wordCount":509,"articleBody":"   Kdy\u017e se \u0159ekne hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu, v\u011bt\u0161ina lid\u00ed si mysl\u00ed, \u017ee se jedn\u00e1 o finan\u010dn\u00ed mo\u017enost, kde nebudete dokazovat v\u00fd\u0161i sv\u00e9ho v\u00fdd\u011blku. Jenom\u017ee opak je pravdou. Tato slova jsou jedna z nejhledan\u011bj\u0161\u00ed a nejb\u011b\u017en\u011bj\u0161\u00edch, pokud se budeme bavit o \u00fav\u011brech. Proto tyto n\u00e1zvy st\u00e1le je\u0161t\u011b na internetu m\u016f\u017eete naj\u00edt. Jsou naprosto b\u011b\u017en\u00e1 a st\u00e1le se pod nimi ukr\u00fdvaj\u00ed \u00fav\u011bry, ale n\u00e1zev p\u0159esn\u011b neodpov\u00edd\u00e1, proto\u017ee se poskytovatel \u00fav\u011bru v\u017edy mus\u00ed p\u0159esv\u011bd\u010dit, jestli n\u011bjak\u00e9 p\u0159\u00edjmy m\u00e1te, aby v\u00e1m mohl poskytnout \u00fav\u011br. Tato podm\u00ednka je dan\u00e1 z\u00e1konem. Klient se nesm\u00ed dost\u00e1vat do v\u011bt\u0161\u00edch dluh\u016f nebo jin\u00fdch finan\u010dn\u00edch nesn\u00e1z\u00ed, nato\u017epak exekuc\u00ed nebo dluhov\u00fdch past\u00ed. Proto se mus\u00edme p\u0159esv\u011bd\u010dit, jestli jste schopni \u00fav\u011br spl\u00e1cet. Na tyto podm\u00ednky v\u0161ak navazuje n\u00e1\u0161 syst\u00e9m, kter\u00fd toleruje z\u00e1znamy a dokonce tak\u00e9 n\u00edzk\u00e9 p\u0159\u00edjmy. Nejsme bankami, ale soukrom\u00fdmi spole\u010dnostmi a proto se sice mus\u00edme p\u0159esv\u011bd\u010dit, jestli m\u00e1te zisky, ale ty mohou b\u00fdt i mal\u00e9. Nevad\u00ed dokonce ani exekuce, mus\u00edte v\u0161ak prok\u00e1zat, \u017ee m\u00e1te na dal\u0161\u00ed p\u016fj\u010dku, \u017ee ji budete m\u00edt z \u010deho spl\u00e1cet. To je v\u0161e, co mus\u00edte dok\u00e1zat. Z t\u011bchto d\u016fvod\u016f dokonce m\u016f\u017eete m\u00edt i z\u00e1znam v registru, kter\u00fd tolerujeme. M\u016f\u017eete m\u00edt tak\u00e9 exekuce, ale mus\u00edte prok\u00e1zat, \u017ee m\u00e1te na spl\u00e1cen\u00ed dal\u0161\u00ed p\u016fj\u010dky. Prok\u00e1z\u00e1n\u00ed nen\u00ed slo\u017eit\u00e9 Pokud jste zam\u011bstnanec, bude to jednoduch\u00e9. Pot\u0159ebujete k tomu p\u00e1r dokument\u016f. P\u0159ichystejte si:  N\u011bkolik v\u00fdpis\u016f z \u00fa\u010dtu. Nej\u010dast\u011bji se jedn\u00e1 o posledn\u00edch t\u0159i a\u017e \u0161est m\u011bs\u00edc\u016f. Pracovn\u00ed smlouva. Dokl\u00e1dat byste m\u011bli tak\u00e9 pracovn\u00ed smlouvu v b\u011b\u017en\u00e9 p\u00edsemn\u00e9 form\u011b. V\u00fdplatn\u00ed p\u00e1sky. Pot\u0159ebovat budete tak\u00e9 v\u00fdplatn\u00ed p\u00e1sky a to za obdob\u00ed posledn\u00edch t\u0159\u00ed a\u017e \u0161esti m\u011bs\u00edc\u016f. V p\u0159\u00edpad\u011b zam\u011bstnan\u00fdch lid\u00ed je to v\u0161e, co vy\u017eadujeme. Samoz\u0159ejm\u011b se v tomto p\u0159\u00edpad\u011b \u00fav\u011bru ru\u010d\u00ed nemovitost\u00ed. Od t\u00e9 n\u00e1m sta\u010d\u00ed zaslat p\u00e1r fotografi\u00ed. Obratem se va\u0161\u00ed situac\u00ed budeme zab\u00fdvat. N\u00e1vrh v\u00e1m ud\u011bl\u00e1me zdarma, tak\u017ee za n\u011bj nic neplat\u00edte. A jak je to s v\u00fddaji?  K poskytnut\u00ed \u00fav\u011bru budeme pot\u0159ebovat zn\u00e1t i va\u0161e v\u00fddaje. Mus\u00edme posoudit celou situaci, a proto n\u00e1s bude zaj\u00edmat, jestli bydl\u00edte v byt\u011b, jestli m\u016f\u017eete dolo\u017eit n\u00e1jemn\u00ed smlouvu, SIPO, jak\u00e9 m\u00e1te dal\u0161\u00ed v\u00fddaje na bydlen\u00ed, na stravu a dom\u00e1cnost, v\u010detn\u011b plateb vody, elekt\u0159iny, plynu, p\u0159\u00edpadn\u011b m\u016f\u017eete dolo\u017eit r\u016fzn\u00e9 \u00fa\u010dtenky.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu","item":"https:\/\/www.scrs.cz\/hypoteka-bez-dolozeni-prijmu\/#breadcrumbitem"}]}]